The Bond Program Prospectus was registered by Decision No. 1/8 A of the Chairman of the Central Bank of the Republic of Armenia dated January 7, 2026.

BOND PROSPECTUS

Terms and Conditions of Issued Bonds

Class and Type of Security - Nominal, coupon-bearing, dematerialized, non-convertible bond

Issue Currency - Armenian Dram (AMD)

Total Issue Amount - AMD 1,000,000,000 (one billion Armenian Drams)

Nominal Value per Security - AMD 50,000 (fifty thousand Armenian Drams)

Number of Securities - 20,000 (twenty thousand) units

Coupon Interest Rate - 12.5% (twelve point five percent) per annum, fixed

Coupon Payment Frequency - Quarterly

Offer Start Date - 03 February 2026

Offer End Date - 23 February 2026

Maturity Date - The redemption date of the bonds is 03 February 2029

Distributor - “Dimension” CJSC

Final Terms of the Issue

The bonds were fully allocated in just one day during the auction held on the Armenian Stock Exchange on February 3, 2026.