“KAMURJ” Universal Credit Organization CJSC announces the issuance of nominal, coupon-bearing, dematerialized, non-convertible bonds with a total volume of AMD 1,000,000,000. The bonds offer a fixed annual coupon rate of 12.5%, paid quarterly.

Within the framework of the issuance, 20,000 bonds will be placed, each with a nominal value of AMD 50,000. The placement period is from February 3, 2026 to February 23, 2026. The placement will be carried out through “Dimension” CJSC, where investors may purchase the bonds.

“We consistently strive to offer modern, competitive, and reliable financial instruments, contributing to the sustainable development of Armenia’s financial market and strengthening the trust of our clients. This bond issuance represents an important milestone within the strategy of ‘KAMURJ’ UCO CJSC, aimed at enhancing financial stability and expanding investment opportunities.”

stated A. Teryan, Director of the Company.

The Bond Prospectus was registered by Decision No. N 1/8 A of the Chairman of the Central Bank of the Republic of Armenia dated January 7, 2026.

Key Terms of the Issuance

• Series: 2026-01

• Total Volume: AMD 1,000,000,000

• Nominal Value per Bond: AMD 50,000

• Coupon Rate: 12.5% per annum, fixed

• Interest Payments: Quarterly

• Placement Period: 03.02.2026 – 23.02.2026

• Maturity Date: 03.02.2029

• Underwriter: “Dimension” CJSC

The bonds of “KAMURJ” UCO CJSC are intended for investors as a financial instrument with predictable returns and clearly defined terms.

For more details, please visit: www.kamurj.am and www.dimension.am